You can picture the homestead, the farm, the horse property. AcreScout shows you what the land will actually support, the money available, the financing path, and the structures that make it work.
Tell us what you want to build and where — homestead, small farm, horse property, off-grid. The Free AcreScout Snapshot shows you the size of the opportunity across four parts of the picture: parcel feasibility, the federal and state programs your plans likely qualify for, the financing path, and the smart acquisition structures that can lower what you pay. Four minutes. No payment. No calls.
How it works
Every AcreScout report covers the same four parts of the picture.
The Free Snapshot delivers the four-section overview at a glance. The Full AcreScout Report goes deeper on each ($249). The Full AcreScout Report + Parcel layers in parcel-specific deep analysis on top ($499). Same four parts. Progressively more depth.
We analyze the parcel
- Soil capability and suitability for your intended use
- Slope statistics and viable building envelopes
- Flood-zone and wetland overlays
- Wildfire risk classification
- Composite feasibility score
- Real data from USDA, USGS, FEMA, USFS
If you don't have a parcel yet, this section shows what you'd receive when you do.
We surface programs that pay you
- Federal cost-share (USDA NRCS EQIP, CSP, microloans, REAP)
- State tax classifications (working-land, agricultural use, current-use)
- Utility rebates and state energy programs
- Conservation easement programs (federal and state)
- Foundation and private grants where applicable
- Built from a curated database of 50+ verified programs
We map your financing path
- USDA loan products (Direct Farm Ownership, Down Payment, Microloan, Operating)
- Farm Credit System cooperatives
- Conventional rural mortgages and construction loans
- Down payment math and qualification criteria
- Lender introductions matched to your situation (Full Report tier)
We flag the acquisition strategies
- Conservation easements at acquisition (Section 170(h), ACEP-ALE)
- 1031 like-kind exchanges
- Bargain sales and installment sale structures
- Trust-structured acquisitions
- Beginning Farmer Direct Loan structures
- Each scored against your income posture, timeline, and parcel
Four minutes. No payment. No calls.
Financing the build
A homestead, farm, or horse property is a significant investment. The financing path is more navigable than most buyers realize.
Federal, cooperative, and conventional lenders offer specific loan products built for rural land, working farms, and homestead builds. Down payments range from 0% to 25% depending on the program and the use. The Full AcreScout Report options surface which loan products your parcel and your plans qualify for — and what stacking them with the right grants and tax programs does to your total cash outlay.
Buying the land
- USDA Direct Farm Ownership — up to $600K, 0% down possible.
- USDA Down Payment Loan — covers up to 45% of purchase price for beginning farmers.
- USDA Rural Development Single Family Housing Direct — off-grid-friendly rural residences.
- Farm Credit cooperatives — competitive rural mortgages.
- Conventional rural mortgage or lot loan — typical 20–25% down.
Building it out
- USDA Microloan — up to $50K for fencing, livestock, soil amendments, equipment.
- USDA Operating Loan — working capital for the operation.
- Farm Credit or conventional construction-to-perm loan — covers residence and major outbuildings.
- Construction loans typically require 20–25% down on build cost and draw-schedule documentation.
Stacking the savings
- USDA loans are built for buyers like you — below-market rates, generous terms.
- Layer them with cost-share grants, conservation easements, and ag-use tax classifications.
- Together they cut what you finance AND what you pay every year.
- Your Full Report shows the exact stack that works on your specific parcel.
Your Free AcreScout Snapshot shows the down-payment range and headline loan products for your parcel. The Full AcreScout Report options deliver the comprehensive financing analysis — which specific products you qualify for, how they stack with grants and tax programs, and direct contact paths to start the applications.
Ready for the full picture?
The Snapshot shows you the categories that apply to your situation. The Report shows you the dollars, the order, and the action.
Why it takes 5 days, not 5 seconds
An AI can generate a "land report" in seconds. That speed comes from no one looking at it — the numbers may be stale, the eligibility rules generic, the programs cited not actually available in your state. We do it the other way. Every Report is built from our curated, manually-maintained database of federal, state, utility, and foundation programs, then assembled, fact-checked, and reviewed by a human before it leaves our hands. The five days is the work.
Full AcreScout Report — $249
Every program in our database that fits your situation — named individually, with maximum award amounts, eligibility windows, application timing, and notes where programs stack or conflict. The specific financing paths that fit your stage and use (USDA, FSA, conservation, traditional rural, owner-finance) and the lender categories that fund each. The acquisition structures families typically use for rural land (entity choice, easement timing, family-trust structures) so you walk into your attorney's office knowing what to ask.
Human-reviewed. 5-business-day delivery. Money-back guarantee.
Full Report + Parcel — $499
Everything in the Full Report, plus a parcel layer for the exact land you're evaluating: zoning and overlay restrictions, soil data for septic and well siting, water access notes, and a sequenced action plan organized by week and month. You give us the address. We do the parcel research.
Human-reviewed. 5-business-day delivery. Money-back guarantee.
Money-back guarantee — applies to both Reports.
If the Report surfaces less than $5,000 in qualifying programs and savings, full refund. No questions.
Informational only — not legal, tax, or financial advice.